No Fee Cards from American Express
American Express offer three no fee cards; the American Express RED card, the Nectar card and the BA Miles card. You'll receive a whole range of benefits with American Express' no fee cards and, best of all, there's no fee!
The Nectar Credit Card from American Express
Collect Nectar points at a wide range of retailers and a host of services. You’ll double up points in many places – and earn treats that much faster.
American Express RED
With every purchase made on the American Express RED Card, 1% is contributed directly to the Global Fund. Make a difference today by becoming part of the (RED) movement.
What is a No Fee card?
With so many offers on the market these days, most providers offer a no fee credit card that will not charge you an annual fee. It also used to be possible to get a balance transfer no fee credit card, but lenders have now started implementing a small transfer fee for the privilege of the interest free period.
What should I consider when choosing a No Fee card?
- Are they recouping the fee elsewhere? E.g. in the interest rate.
- Will you be charged more for defaulting on payment or going over your limit?
- Is there an interest free balance transfer period and what is the fee? (They’re usually about 2-2.5%)
- Will you receive a 0% interest period on purchases or is that forsaken for the no annual fee?